Introduction
Welcome to Shielded GiftCard Partners(hereinafter referred to as “SGCP”) (https://www.giftcard123.com). By using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Use of the Website
By accessing our website, you agree to use it only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.

2. Services Provided
SGCP offers a platform for selling gift cards. We strive to provide accurate and up-to-date information on exchange rates, but these rates are subject to change based on market conditions.

3. User Responsibilities
Accurate Information: You agree to provide accurate and complete information when using our services.

Compliance: You agree to comply with all applicable laws and regulations when using our services.

4. Payment and Transactions
Exchange Rates: The rates provided by our rate calculator are estimates and may vary. Final rates are provided by our customer service team.

Payment: Once a transaction is confirmed, payment will be made to the bank account provided by you within the specified time frame.

5. Privacy
We value your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.

6. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of SGCP and is protected by copyright laws. You may not reproduce, distribute, or use any content without our prior written consent.

7. Limitation of Liability
SGCP will not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our total liability to you for any claim arising out of or relating to our services is limited to the amount you paid us for the use of our services.

8. Changes to Terms
We may update these terms and conditions from time to time. Any changes will be posted on this page, and your continued use of the website and services after any changes constitutes your acceptance of the new terms.

9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Nigeria. Any disputes arising out of or in connection with these terms will be subject to the exclusive jurisdiction of the courts of Nigeria.

10. Contact Us
If you have any questions or concerns about these terms and conditions, please contact us at: sgcpcard@gmail.com